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Top 10 Questions About SSDI: What North Carolina Applicants Need to Know

If you’re unable to work due to a disability and live in North Carolina, Social Security Disability Insurance (SSDI) can provide financial support. SSDI is based on your work history and the Social Security taxes you’ve paid, unlike Supplemental Security Income (SSI), which is determined by financial need. Navigating SSDI can feel complex, but understanding key points can simplify the process:

  • Eligibility: SSDI requires a qualifying disability and enough work credits (typically 40, with 20 earned in the last 10 years).
  • Application Process: Apply online, by phone, or at your local SSA office. Denials are common but can be appealed.
  • Benefits: Payments are based on your earnings history, averaging $1,582/month in 2025, with a maximum of $4,018.
  • Healthcare: SSDI recipients qualify for Medicare after 24 months.
  • Work Limits: Income above $1,550/month (non-blind) or $2,590/month (blind) could affect benefits.

For North Carolina residents, local SSA offices in cities like Charlotte, Raleigh, and Greensboro can provide personalized assistance. Be prepared for a potentially lengthy process and keep your documentation thorough and updated. If denied, appeals often lead to approval.

How to File for Social Security Disability (SSDI) | Step-by-Step Guide 2025

What Is SSDI and How Does It Differ from SSI?

SSDI and SSI are programs designed to assist disabled individuals, but they operate very differently. SSDI (Social Security Disability Insurance) is an earned benefit tied to your work history. Essentially, the Social Security taxes you pay while working help you accumulate credits that qualify you for SSDI. On the other hand, SSI (Supplemental Security Income) is a needs-based program aimed at individuals with limited income and assets, regardless of their work history. For example, in 2025, an individual applying for SSI cannot have more than $2,000 in assets ($3,000 for a married couple).

Main Differences Between SSDI and SSI

The differences between SSDI and SSI are significant, particularly in how eligibility is determined and the benefits provided:

  • Work Requirements: SSDI requires you to have earned enough work credits, typically around 40, with about 20 earned in the 10 years before your disability. SSI, however, does not require any work history.
  • Financial Eligibility: SSDI is based on your work record, so there are no income or asset restrictions. SSI, by contrast, is reserved for individuals with very limited income and assets.
  • Benefit Amounts: SSDI benefits are calculated based on your lifetime earnings, much like Social Security retirement benefits. SSI provides a fixed monthly payment, which is expected to be around $967 in 2025.
  • Healthcare Coverage: SSDI recipients qualify for Medicare after 24 months of receiving benefits. SSI recipients, on the other hand, generally qualify for Medicaid immediately in most states, including North Carolina.

Here’s a side-by-side comparison of the two programs:

Program Feature SSDI SSI
Work Credits Required Approximately 40 credits No
Asset Limits None $2,000 individual / $3,000 couple
Benefit Amount Based on earnings history Fixed amount (~$967/month in 2025)
Healthcare Coverage Medicare (after 24 months) Medicaid (immediate)

These distinctions are crucial for understanding which program might fit your situation and what benefits you can expect if you live in North Carolina.

SSDI Recipients in North Carolina

The impact of SSDI is particularly notable in North Carolina, where the program supports a large number of residents. While the Social Security Administration doesn’t provide state-specific numbers in its latest reports, national data shows that disabled workers received an average monthly benefit of about $1,538 in 2023.

In North Carolina, the number of SSDI recipients varies widely by region. Urban areas like Charlotte, Raleigh, and Greensboro tend to have more recipients due to their larger populations. Meanwhile, some rural counties see higher disability rates relative to their overall population, reflecting the challenges faced by residents in those areas.

The health conditions leading to SSDI benefits in North Carolina align with national trends. Common issues include musculoskeletal disorders (such as back problems and arthritis), mental health conditions (like depression and anxiety), and cardiovascular diseases. These conditions often develop over time and can make it difficult for individuals to maintain stable employment.

For North Carolina residents, deciding whether to apply for SSDI, SSI, or both programs depends on their specific circumstances. In some situations, individuals may qualify for both programs if they have a limited work history and also meet SSI’s strict financial criteria.

Who Can Get SSDI Benefits?

To qualify for SSDI benefits, you need to meet two key requirements: having a qualifying disability and earning enough work credits. The Social Security Administration (SSA) uses clear and strict guidelines to determine eligibility. Understanding these rules can help North Carolina residents figure out if they’re eligible to apply.

The disability requirement is stringent. Your medical condition must prevent you from performing substantial work for at least 12 months or be expected to result in death. Additionally, the SSA assesses whether you can perform any job available in the national economy.

Your condition must either be listed in the SSA’s official List of Impairments or match the severity of conditions on that list. It should significantly limit your ability to work. Common qualifying conditions include severe arthritis, chronic heart failure, major depression, and certain types of cancer.

Unlike Supplemental Security Income (SSI), SSDI benefits are tied to your work history. You must have paid into Social Security and earned enough work credits to qualify. The number of credits required depends on your age at the time of disability. These credits don’t expire once earned. Let’s take a closer look at how the disability and work credit requirements work together to determine eligibility.

What Is Substantial Gainful Activity (SGA)?

A key part of SSDI eligibility is understanding Substantial Gainful Activity (SGA). SGA refers to the income level that determines whether you’re considered capable of substantial work. For 2025, the SGA limit is $1,550 per month for non-blind individuals and $2,590 per month for blind individuals. These figures represent gross earnings before any deductions.

Why does SGA matter? It impacts both your initial eligibility and your ability to continue receiving benefits. If your monthly earnings exceed these limits when you apply, the SSA will likely deny your claim, regardless of your medical condition.

For self-employed individuals in North Carolina, SGA evaluations can be more complicated. You may need to provide additional documentation to prove that your income stays below the threshold.

Blind individuals have a higher SGA limit because the SSA recognizes that, with proper accommodations, they can often perform substantial work. This higher threshold reflects an understanding that blindness doesn’t necessarily prevent someone from earning a good income.

How Many Work Credits Do You Need?

Work credits are a cornerstone of SSDI eligibility. The number of credits you need depends on your age when you become disabled. In 2025, you earn one work credit for every $1,730 in covered earnings, up to a maximum of four credits per year. Generally, 40 credits are required to qualify, with 20 of those credits earned in the 10 years immediately before your disability.

Age plays a big role in determining how many credits you need. If you become disabled before age 31, you’ll need fewer total credits but must have worked for at least half the time between age 21 and the onset of your disability. For instance, someone disabled at age 27 would need credits for three of the six years between ages 21 and 27.

If you become disabled between ages 31 and 42, you’ll need at least 20 total credits, focusing on recent work. For those disabled at age 42 or older, the standard rule applies: 40 total credits, with 20 earned in the last 10 years. This ensures benefits are directed toward recent contributors.

There are also special provisions for family members of disabled workers. For example, a spouse or child may qualify for benefits based on the disabled worker’s record, even if they haven’t earned their own work credits. This can be especially important for North Carolina families where one spouse worked while the other stayed home to care for children or elderly relatives.

However, gaps in recent work history can complicate eligibility. Even if you’ve earned 40 total credits, you might not meet the requirement of having 20 credits in the decade before your disability. Understanding these rules can help you better plan your SSDI application and avoid unnecessary setbacks.

How to Apply for SSDI

You can apply for SSDI online at ssa.gov, by phone at 1-800-772-1213, or in person at your local Social Security Administration (SSA) office.

For phone applications, call 1-800-772-1213 (TDD: 1-800-325-0778) during business hours. If you prefer hands-on help, visiting a local SSA office might be a better option.

According to Jackie Jakab, Lead Attorney at Atticus, “local SSA offices can often provide clearer guidance than the national helpline” [1].

In North Carolina, about 64% of Social Security disability claims are denied on the first try [2]. To improve your chances, ensure your application is complete and accurate. Preparing all necessary documents beforehand can make a big difference.

Documents You Need for Your Application

Having your paperwork ready can make the process much smoother. Here’s what you’ll need:

Identity and Basic Information:

  • Social Security card or number
  • Birth certificate or passport
  • Proof of residence (like a utility bill or lease agreement)

Financial Documentation:

  • Recent pay stubs
  • Bank statements
  • Property documents, such as deeds

Medical Evidence:

  • Medical reports and test results from all healthcare providers
  • Treatment records, including provider contact details and treatment dates

Work History:

  • Job titles, employer names, and addresses
  • Employment dates and job duties
  • Business records and tax documents (if self-employed)

Always keep copies of everything you submit. It’s also helpful to note details like the office you visited, the representative’s name, and the date of your visit for future reference.

North Carolina SSA Office Locations

SSA offices in North Carolina, including those in Charlotte, Raleigh, and Asheville, are generally open Monday through Friday from 9:00 a.m. to 4:00 p.m.. It’s a good idea to call ahead to confirm hours and check appointment availability.

Although SSA offices reopened for walk-ins in 2022, scheduling an appointment is still recommended to avoid long waits [1]. Offices are often busiest early in the morning, at the start of the week, and during the first few days of the month.

To find the nearest office, use the SSA’s online office locator tool. Just enter your zip code, and you’ll get the address, phone number, and directions. Once your documents are ready, head to your local SSA office to complete your application.

SSDI Processing Times and Common Problems

The SSDI application process can feel overwhelming, but understanding the typical timelines and potential challenges can help you navigate it with more confidence.

How Long Does SSDI Take to Process?

SSDI decisions often take several months, though the exact timeframe depends on factors like the complexity of your medical condition, the completeness of your documentation, and the workload at your local Social Security Administration (SSA) office.

In cases involving severe conditions, the Compassionate Allowances process can speed up decisions. This process applies when medical evidence clearly shows that a condition meets the SSA’s disability criteria.

If you live in North Carolina – whether in Charlotte, Raleigh, Asheville, or more rural areas – it’s a good idea to check with your local SSA office. Rural regions may experience additional delays due to fewer resources.

Here are some common factors that could extend the processing time:

  • Medical conditions requiring more extensive evidence
  • Delays or incomplete submissions of medical records from healthcare providers
  • Consultative exams ordered by the SSA to gather additional information
  • High application volumes at your local SSA office

Common Application Problems and Solutions

While understanding the timeline is important, avoiding common application mistakes can help prevent unnecessary delays in your claim. Here are some frequent issues and how to address them:

  • Insufficient Medical Documentation
    A diagnosis alone isn’t enough. You’ll need to provide detailed treatment records and test results.
    Keep your medical records up to date, and ensure your healthcare providers document your limitations thoroughly. If financial constraints make it hard to access care, look into community health centers or assistance programs in North Carolina.
  • Inconsistent Work History Information
    Errors or discrepancies in your work history can slow down the process as the SSA cross-checks your records.
    Request your Social Security earnings statement from the SSA website to verify its accuracy before submitting your application.
  • Missing or Delayed Medical Records
    Reach out to your healthcare providers early to ensure all necessary medical records are submitted promptly.
  • Failure to Follow Prescribed Treatment
    If you don’t follow your doctor’s treatment plan without a valid reason, it could negatively impact your claim.
    Stick to your prescribed treatment, and if cost is an issue, document the problem and work with your provider to explore alternative options.
  • Incomplete Application Forms
    Double-check your forms for accuracy and completeness. If you’re unsure about any section, contact your local SSA office for clarification.
  • Working Above the Earnings Limit
    If your earnings exceed the SSA’s threshold, it could signal that your condition doesn’t fully prevent you from working.
    Keep detailed records of your earnings and provide explanations if needed.

What to Do If Your SSDI Application Is Denied

Getting a denial on your SSDI application can feel discouraging, but it’s not the end of the road. Instead of starting over, take advantage of the appeal options available to you. A denial at the initial stage is actually quite common, and you have 60 days from the date of denial to respond. The most important thing is to act quickly and understand your next steps.

Your denial letter will outline the reasons for the rejection, giving you a clear idea of what went wrong. Use this information to strengthen your appeal and address any gaps in your application.

How to Request Reconsideration

The first step after a denial is to request reconsideration. During this stage, a new Social Security Administration (SSA) examiner reviews your case, including any additional evidence you provide. While approval at this stage isn’t guaranteed, it’s worth pursuing if you can present new medical documentation or other supporting evidence.

You can request reconsideration in several ways:

  • File online at the SSA website
  • Call 1-800-772-1213
  • Visit your local SSA office

For those living in North Carolina, urban areas typically offer in-person assistance, but rural residents might need to travel farther to access services.

To strengthen your reconsideration request, gather and submit updated medical evidence. This might include:

  • Recent treatment notes from your healthcare providers
  • New test results, imaging studies, or lab reports
  • Records of hospitalizations or emergency room visits
  • Documentation of any new medications or treatments
  • Letters from your doctors explaining how your condition has progressed

The reconsideration process can take several months, and the SSA may ask you to attend additional medical examinations. If you’re asked to attend a consultative exam, make sure to go – missing it could result in another denial.

The SSDI Appeals Process

If your claim is denied again at the reconsideration stage, the next step is to request a hearing with an Administrative Law Judge (ALJ). This is often a critical opportunity to present your case in person, which can significantly improve your chances of approval.

Submit your hearing request within 60 days of receiving the reconsideration denial. You can do this online, by phone, or in person at your local SSA office. Keep in mind that wait times for hearings can vary, especially in North Carolina, where regional backlogs may cause delays.

Preparation is key for your ALJ hearing. The judge will want to understand not only your medical conditions but also how they impact your ability to work. Be ready to provide specific examples of how your disability affects daily activities like sitting, standing, walking, lifting, concentrating, or interacting with others. Sharing details about both good and bad days can help paint a complete picture of your situation.

You might also consider bringing a witness – such as a family member, friend, or former coworker – who can speak to how your condition affects your daily life. While hiring a disability attorney or advocate is not required, many find it helpful to have professional guidance during this stage.

At the hearing, you’ll need to discuss your medical history, work experience, and daily challenges. If a vocational expert is present, be prepared to respond to their insights with specific examples of how your condition limits your ability to work.

If the ALJ denies your claim, you can appeal to the Appeals Council. However, the Appeals Council reviews only a limited number of cases and often upholds the ALJ’s decision. If your appeal is denied or the decision is sustained, your final option is to file a lawsuit in federal district court.

Keeping thorough documentation is crucial throughout this process. Maintain detailed records of medical appointments, treatments, and how your condition affects your daily life. These records can serve as key evidence, especially if they highlight instances where your condition prevented you from completing routine tasks. Staying in regular contact with your local SSA office is also important to ensure all paperwork is properly filed and deadlines are met.

SSDI Benefit Amounts in 2025

SSDI benefits are calculated based on your lifetime earnings, offering a predictable way to plan your finances.

For 2025, Social Security benefits include a 2.5% cost-of-living adjustment (COLA). This adjustment ensures payments align with inflation, impacting both the average and maximum benefit amounts.

What Influences Your Benefit Amount

In 2025, the average monthly SSDI payment for recipients is about $1,582. This figure reflects the diverse earnings histories of beneficiaries, as SSDI benefits are directly tied to your past income.

Maximum SSDI Payments in 2025

For those with consistently high lifetime earnings, the maximum monthly SSDI benefit in 2025 is $4,018. Reaching this amount requires a strong earnings record over time.

These numbers highlight the relationship between your earnings history and your SSDI benefits, giving you a clearer picture of what to expect.

Working While Getting SSDI Benefits

If you’re receiving SSDI benefits, you might be curious about whether it’s possible to return to work without losing your payments. The good news is that the Social Security Administration (SSA) has programs in place that let you test your ability to work while still receiving your full benefits.

Trial Work Period and Income Limits

The Trial Work Period (TWP) is a program that allows you to work for a set number of months while continuing to receive your full SSDI benefits. Here’s how it works: any month where your earnings exceed a specific threshold counts as a “trial work month.” Once you’ve completed the allowed trial months, you transition into the Extended Period of Eligibility (EPE).

During the EPE, you can still receive benefits, but only in months where your earnings stay below the Substantial Gainful Activity (SGA) limit. If your income goes over the SGA limit in any given month, your benefits may be temporarily paused. However, they’ll automatically resume if your earnings drop below the threshold again. This setup gives you the flexibility to explore work opportunities without immediately losing your SSDI payments.

How Work Income Affects Your Benefits

After your trial period ends, any month where your earnings exceed the SGA limit will result in a suspension of benefits. But don’t worry – if your income falls below the limit later, your benefits will restart automatically.

The SSA also offers work incentives to make the transition back to work less stressful. For example:

  • Impairment-Related Work Expenses (IRWE): This program lets you deduct certain disability-related costs – like specialized equipment or transportation – when calculating your income against the SGA limit.
  • Expedited Reinstatement: If your benefits stop because of work activity and your condition worsens, this program allows you to quickly reinstate your SSDI payments without starting the application process from scratch.

If you’re in North Carolina, it’s especially important to report any changes in your work activity to your local SSA office, whether you’re in cities like Charlotte or Raleigh. These offices can provide personalized guidance and ensure you’re taking full advantage of the work incentives available to you.

Changes You Must Report to SSA

If you receive SSDI benefits, it’s essential to notify the Social Security Administration (SSA) promptly about any personal changes that could impact your payments. Failing to report these changes on time can lead to overpayments, penalties, or even a suspension of your benefits. If the SSA identifies an overpayment later, they will require you to repay that amount [7]. Just as submitting accurate information during your application is critical, keeping the SSA informed about changes ensures your benefits remain uninterrupted.

You should report changes by the 10th day of the month following the event (for example, if you get married on January 27, you should notify the SSA by February 10) [3][7]. The SSA encourages reporting changes “right away” or “as soon as possible” to avoid issues [3][5][8].

Reporting Work and Income Changes

If there are any updates related to your work or earnings, you must report them immediately. Whether you’re starting a new job, experiencing changes in your income, or altering your work schedule, these updates are crucial to maintaining accurate benefits. Staying transparent about your work activity helps prevent complications with your SSDI payments.

For residents of North Carolina, local SSA offices in cities like Charlotte, Raleigh, or Asheville can provide guidance on how to document work-related changes and ensure compliance.

Other Changes to Report

In addition to work and income, there are several other significant changes that could affect your SSDI benefits [3][4][5][7]:

  • Marriage or Divorce: While SSDI benefits based on your own work history are usually unaffected by marriage or divorce, benefits tied to another person’s record (like an ex-spouse) may change. For instance, remarrying could end benefits you receive through an ex-spouse’s record [4][5][6][8].
  • Moving or Changing Living Arrangements: Always keep the SSA updated with your current address to ensure you receive important correspondence.
  • Receiving Other Benefits: If you start receiving benefits from other government programs – such as unemployment, workers’ compensation, or other disability payments – you need to report this, as it may influence the amount of your SSDI benefits.

To report these changes, call the SSA at 1-800-772-1213 (Monday through Friday, 8 a.m. to 7 p.m., most U.S. time zones) [3]. If you’re deaf or hard of hearing, you can use TTY at 1-800-325-0778 [3]. When you call, explain the change in your situation so your benefits can be adjusted accordingly.

North Carolina residents also have the option to visit their local SSA offices in person. Whether you’re in Greensboro, Winston-Salem, or another city with an SSA office, staff members are available to help you understand how specific changes might affect your benefits and guide you through the reporting process.

After SSDI Approval: Reviews and Office Visits

Getting approved for SSDI benefits is a significant milestone, but it’s not the end of the journey. The Social Security Administration (SSA) continues to review your case to confirm your ongoing eligibility. Staying informed and actively participating in these reviews is essential to avoid any disruptions to your benefits.

What Are Continuing Disability Reviews?

A Continuing Disability Review (CDR) is the SSA’s way of checking whether you still meet the criteria for disability benefits [9]. These reviews happen periodically and are tailored to your specific medical condition. If improvement is expected (MIE), reviews might occur every 6–18 months. For cases where improvement is possible but uncertain (MIP), reviews generally happen every three years.

Your approval notice will usually include an estimate of when to expect your first CDR. However, the SSA may initiate a review earlier if there’s evidence suggesting your condition has improved.

During a CDR, you’ll likely need to provide updated medical records, complete forms about your current health, and possibly attend a consultative exam. If the SSA determines that your condition has improved enough, your benefits could be suspended. If that happens, you have the right to appeal the decision.

Support from North Carolina SSA Offices After Approval

Even after a CDR, your local Social Security office plays a key role in helping you manage changes and navigate the system. Offices in cities like Charlotte, Raleigh, and Asheville provide personalized assistance to beneficiaries across North Carolina.

These local offices can help you understand CDR notices, update your records, and guide you through work incentive programs like the Trial Work Period. They’re also the go-to resource for updating personal information, such as changes to your address or bank account for direct deposit.

If you’re thinking about returning to work, your local SSA office can explain how your earnings might impact your benefits. They can also provide advice on work incentives and help you report any changes in your condition. For instance, if your disability worsens, they can assist with applying for a representative payee. Alternatively, if your condition improves, they can guide you through the steps of transitioning back to work.

While you can always call the SSA’s national hotline at 1-800-772-1213, many North Carolina residents find that visiting a local office in person is more effective for addressing complex questions. These offices also work closely with Disability Determination Services to ensure your case receives the attention it needs, sharing all relevant details with the appropriate teams.

Summary: What North Carolina SSDI Applicants Should Remember

Applying for SSDI benefits can be a long and challenging process, but with patience and careful preparation, success is possible. To qualify, you’ll need to meet the Social Security Administration’s (SSA) strict definition of disability and have earned enough work credits. Here are the key points every North Carolina applicant should keep in mind:

Make sure all your documents are ready before starting your application. Whether you choose to apply online or visit one of the SSA offices in cities like Charlotte, Raleigh, or Asheville, having complete and accurate information can help avoid unnecessary delays.

Be prepared for a lengthy process. It’s not uncommon for initial applications to be denied, even for qualified individuals. Processing can take months, but persistence matters. Many applicants are ultimately approved after filing an appeal or attending a hearing, so don’t give up if you’re denied the first time.

Understand what to expect financially. The average monthly SSDI payment is about $1,538, but the exact amount depends on your lifetime earnings. While SSDI can provide crucial financial support, it’s designed to cover basic needs, not to create financial abundance.

Stay on top of reporting requirements. If there are any changes in your work activity, income, address, or medical condition, report them to the SSA right away to avoid interruptions in your benefits. Your local North Carolina SSA office can also guide you through work incentive programs if you’re considering part-time work.

Keep in contact with the SSA while receiving benefits. The SSA conducts periodic Continuing Disability Reviews to ensure you still qualify. Building a good relationship with your local office can make these interactions smoother and help you get the guidance you need when questions or issues arise.

Though the SSDI process can feel overwhelming, thousands of North Carolina residents successfully navigate it each year. Focus on accuracy, persistence, and staying informed, and don’t hesitate to reach out to your local SSA office for assistance along the way.

FAQs

What should I do if my SSDI application is denied, and how can I increase my chances of approval on appeal?

If your SSDI application gets denied, don’t lose hope – you have the option to appeal. The first step is to file a request for reconsideration within 60 days of receiving the denial notice. At this stage, your claim will be reviewed by a different examiner. If the reconsideration doesn’t go in your favor, you can take the next step and request a hearing with an administrative law judge (ALJ) – also within 60 days. This hearing gives you the opportunity to present additional evidence and explain your situation in greater detail.

To boost your chances of success, make sure to submit updated medical records and clearly document how your disability affects your daily life. It’s also worth considering the help of an experienced disability attorney. They can guide you through the appeal process and help strengthen your case. Many applicants find success during the hearing stage, so staying persistent can make all the difference!

How do work credits affect my SSDI eligibility, and how can I check if I have enough?

To be eligible for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security and meet their specific definition of disability. Your qualification hinges on earning work credits, which are based on your annual wages or self-employment income. The number of credits you need varies depending on your age at the time your disability begins. Generally, most adults require 40 credits, with at least 20 earned in the 10 years leading up to their disability. For younger workers, fewer credits may be sufficient.

Starting in 2025, you’ll earn 1 credit for every $1,810 in income, with a maximum of 4 credits available per year. To determine if you have enough credits, you can review your Social Security statement or reach out to your local SSA office for guidance. Understanding your work history is key to assessing your eligibility and planning your next steps.

How do I apply for SSDI in North Carolina, and what documents will I need?

To apply for Social Security Disability Insurance (SSDI) in North Carolina, you have three options: online, by phone, or in person at your local Social Security office. The application process involves providing comprehensive details about your medical condition, work history, and personal background.

Here’s what you’ll need to have ready:

  • Personal details: Your Social Security number, date of birth, and place of birth.
  • Medical information: Contact details for your doctors, hospitals, and clinics, along with a list of medications you’re currently taking.
  • Employment history: Information about your previous jobs, earnings, and employers.
  • Supporting documents: Items like your birth certificate and medical records may also be required.

Having these details prepared in advance can make the application process smoother and help avoid unnecessary delays.

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The information provided in this blog article is intended to be general in nature and should not be construed as legal advice. Social Security laws and regulations are subject to, and often change. Please consult the official Social Security Administration (SSA) website or contact SSLG for advice regarding your specific legal matters.